Services...


Loans
Your credit union has money to lend for any good purpose. It is money that you and your fellow members have saved together. Plus, it is available to members like you at low rates. That is one of the founding principles behind Kraftman Federal Credit Union. So, go ahead...dream of that new home, nice car, college, a vacation, or maybe just a new TV. Whatever your dreams, Kraftman wants to help you make it a reality. Our Loan Officers work hard to find reasons to say YES instead of NO. Even if we are unable to approve your loan request, we will work with you to help identify alternatives you may not know existed.



All loans are simple interest with no pre-payment penalty, the least expensive way to borrow! Credit life and disability insurance coverage is available at a small monthly premium to pay your loan payments or balance if circumstances warrant.

Insurance Products

• Guaranteed Asset Protection (GAP) pays off automobile in the event your insurance company offers less than actual payoff.
• Credit Life coverage pays the loan balance at members death.
• Credit Disability coverage pays the loan payment after the member has been off work for 30 days.