Dividend Rates

Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.

Effective April 1, 2012
Share and Share Draft Accounts
APR
APY
Shares (Savings)
.25%
.25%
Share Draft (Checking)
.10%
.10%
Christmas Club
.25%
.25%

Effective April 1 2018
 
APR
APY
IRA
1.20%
1.20%

Effective March 22, 2018
Certificates Of Deposit
APR
APY
6 Month
.70%
.70%
12 Month
1.20%
1.20%
24 Month
1.50%
1.51%
60 Month
2.05%
2.06%

Effective March 22, 2018
Jumbo Certificates $99,000 and above
APR
APY
6 Month
.95%
.95%
12 Month
1.45%
1.46%
24 Month
1.75%
1.76%
60 Month
2.30%
2.32%

 

Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.

We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.