Dividend Rates

Member Accounts are federally insured to $250,000 and Retirement Accounts are federally insured separately to $250,000 by NCUA, a U.S. Government Agency.

Effective April 1.2012

Share and Share Draft Accounts APR APY
Shares (Savings) .25% .25%
Share Draft (Checking) .10% .10%
Christmas Club .25% .25%


Effective August 1, 2014

  APR APY
IRA 1.00% 1.00%


Effective June 16, 2017

Certificates Of Deposit APR APY
6 Month .30% .30%
12 Month .75% .75%
24 Month .90% .90%
60 Month 1.40% 1.40%


Effective June 16, 2017

Jumbo Certificates $99,000 and above APR APY
6 Month .55% .55%
12 Month 1.00% 1.00%
24 Month 1.15% 1.15%
60 Month 1.65% 1.65%

 

Kraftman Federal Credit Union Share (Savings) and Share Draft (Checking) Accounts are variable rate accounts. The dividend rate and annual percentage yield may change at any time.

We may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted monthly. Applicable fees and conditions could reduce the earnings on your account.