Loan Rates

Loan approvals are based on a review of your credit history, income compared to expenses, employment, ability to acquire assets, present debt level, and other factors. All rates are based on qualified and approved credit and are subject to change based upon action by the Board of Directors.

Effective September 9, 2013 ...Loan Rates as low as shown on chart. (Rates may be higher based on applicant's credit rating)

Collateral/Item Financed APR
New Autos 3.00%
Used Autos, 1-3 years old 4.00%
Used Autos, 4 years old and up 4.00%
New Boat Rigs 3.00%
Used Boat Rigs, 1-2 years old 6.00%
Used Boat Rigs, 3-7 years old 6.00%
Household Goods 7.90%
New Tractors 3.00%
Used Tractors, 1-2 years old 6.00%
Used Tractors, 3 years and older 6.00%
New Motor Homes, 1-2-3 years old 3.00%
Used Motor Homes, 4 years old and up 6.00%
New Travel Trailers, 1-2 years old 3.00%
Used Travel Trailers, 3 years old and up 6.00%
New 4-Wheelers, Motorcycles, etc 3.00%
Used 4-Wheelers, Motorcycles, etc 6.00%
New Mowers & Trailers above $2500 3.00%
New Mobile Homes 6.90%
Real Estate, Primary Residence 5.90%
Real Estate, Second Home, Non-Rental 6.50%
Rental House 6.50%
Real Estate, Lots or Acreage 6.90%
Combination Mobile Home/Land 6.90%
Signature Loans 7.90%
Visa Cards 9.90%
Share or Certificate Secured 2% above earned rate


We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.